[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spacium.cz\/pujcku-mate-skoro-jistou\/#Article","mainEntityOfPage":"https:\/\/www.spacium.cz\/pujcku-mate-skoro-jistou\/","headline":"P\u016fj\u010dku m\u00e1te skoro jistou","name":"P\u016fj\u010dku m\u00e1te skoro jistou","description":"Kdy\u017e se \u010dlov\u011bk maj\u00edc\u00ed n\u011bjakou tu nemovitost, d\u016fm, byt, pozemek, chatu a podobn\u011b, dostane do finan\u010dn\u00edch t\u011b\u017ekost\u00ed, nezb\u00fdv\u00e1 mu nejednou stejn\u011b jako komukoliv jin\u00e9mu jin\u00e9 v\u00fdchodisko, ne\u017e si za\u017e\u00e1dat o p\u016fj\u010dku. A pokud si za\u017e\u00e1d\u00e1 v bance, nen\u00ed nikdy vylou\u010deno, \u017ee bude odm\u00edtnut. T\u0159eba proto, \u017ee nem\u00e1 dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy a bud\u00ed tak zd\u00e1n\u00ed, \u017ee...","datePublished":"2019-09-16","dateModified":"2023-05-25","author":{"@type":"Person","@id":"https:\/\/www.spacium.cz\/author\/#Person","name":"","url":"https:\/\/www.spacium.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spacium.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spacium.cz\/wp-content\/uploads\/img_a346473_w1713_t1560848457.jpg","url":"https:\/\/www.spacium.cz\/wp-content\/uploads\/img_a346473_w1713_t1560848457.jpg","height":0,"width":0},"url":"https:\/\/www.spacium.cz\/pujcku-mate-skoro-jistou\/","about":["Pen\u00edze"],"wordCount":434,"articleBody":"   Kdy\u017e se \u010dlov\u011bk maj\u00edc\u00ed n\u011bjakou tu nemovitost, d\u016fm, byt, pozemek, chatu a podobn\u011b, dostane do finan\u010dn\u00edch t\u011b\u017ekost\u00ed, nezb\u00fdv\u00e1 mu nejednou stejn\u011b jako komukoliv jin\u00e9mu jin\u00e9 v\u00fdchodisko, ne\u017e si za\u017e\u00e1dat o p\u016fj\u010dku. A pokud si za\u017e\u00e1d\u00e1 v bance, nen\u00ed nikdy vylou\u010deno, \u017ee bude odm\u00edtnut. T\u0159eba proto, \u017ee nem\u00e1 dostate\u010dn\u011b velk\u00e9 p\u0159\u00edjmy a bud\u00ed tak zd\u00e1n\u00ed, \u017ee nebude m\u00edt z \u010deho onu p\u016fj\u010dku vracet, nebo proto, \u017ee m\u00e1 z\u00e1znam v registru dlu\u017en\u00edk\u016f a nen\u00ed tak nav\u00edc jist\u00e9 ani to, zda bude spl\u00e1cet cht\u00edt. Ov\u0161em ve srovn\u00e1n\u00ed s t\u011bmi, kdo \u017e\u00e1dnou nemovitost nevlastn\u00ed, m\u00e1 n\u011bkdo takov\u00fd p\u0159ece jenom nespornou v\u00fdhodu. A to tu, \u017ee si m\u016f\u017ee za\u017e\u00e1dat o n\u011bjakou tu nebankovn\u00ed hypot\u00e9ku, je\u017e je mu pr\u00e1v\u011b d\u00edky on\u00e9 nemovitosti lehce dostupn\u00e1.Doty\u010dn\u00e9mu je tak k m\u00e1n\u00ed t\u0159eba hypot\u00e9ka na pozemek. Finan\u010dn\u00ed produkt spo\u010d\u00edvaj\u00edc\u00ed v tom, \u017ee d\u00e1 tento (a p\u0159\u00edpadn\u011b klidn\u011b i jinou nemovitost, svoji nebo n\u011bkoho, kdo se je za n\u011bj ochoten zaru\u010dit) nebankovn\u00ed spole\u010dnosti coby garanci spl\u00e1cen\u00ed do z\u00e1stavy.A v t\u00e9\u017ee chv\u00edli je v\u0161echno o pozn\u00e1n\u00ed jednodu\u0161\u0161\u00ed. Odpad\u00e1 toti\u017e nutnost m\u00edt dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy a bohat\u011b sta\u010d\u00ed i p\u0159\u00edjmy ni\u017e\u0161\u00ed, n\u011bkter\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f p\u0159est\u00e1vaj\u00ed b\u00fdt p\u0159ek\u00e1\u017ekou. Sta\u010d\u00ed si u\u017e jenom za\u017e\u00e1dat formou internetov\u00e9ho formul\u00e1\u0159e, odeslat poskytovateli p\u016fj\u010dky n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti a pak se dohodnout na \u00fanosn\u00e9 v\u00fd\u0161i spl\u00e1tek a d\u00e9lce spl\u00e1cen\u00ed, je\u017e se m\u016f\u017ee pohybovat od jednoho do t\u0159iceti let, pochopiteln\u011b s mo\u017enost\u00ed v\u0161e splatit i d\u0159\u00edve, ne\u017e je sjedn\u00e1no.Schv\u00e1len\u00ed je tu rychl\u00e9, uvoln\u011bn\u00ed prost\u0159edk\u016f jakbysmet, a ne\u017e se tak \u010dlov\u011bk nad\u011bje, m\u016f\u017ee za\u010d\u00edt utr\u00e1cet. Samoz\u0159ejm\u011b za to, za co doty\u010dn\u00fd utr\u00e1cet chce, bez jak\u00fdchkoliv restrikc\u00ed. A pak postupn\u011b spl\u00e1cet, po p\u0159ijateln\u00fdch \u010d\u00e1stk\u00e1ch, s vcelku p\u0159\u00edzniv\u00fdmi \u00faroky, bez nutnosti platit i za n\u011bco, co se prve poda\u0159ilo zamaskovat n\u011bkam do textu psan\u00e9ho mal\u00fdm a jen zd\u00e1nliv\u011b bezv\u00fdznamn\u00fdm p\u00edsmem.\u0158e\u0161en\u00ed tu prost\u011b v\u017edycky je. A pro ty, kdo maj\u00ed n\u011bjakou nemovitost, je v\u00edce ne\u017e snadn\u00e9 ho dos\u00e1hnout.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dku m\u00e1te skoro jistou","item":"https:\/\/www.spacium.cz\/pujcku-mate-skoro-jistou\/#breadcrumbitem"}]}]